Quick answer: Selling with an agent usually means paying a listing commission, possibly some of the buyer’s agent pay, your share of closing costs, and the cost of preparing the house and carrying it until it sells. Selling to an investor often removes the commission and many of those costs, but the price is usually lower. Compare what you’d walk away with, not just the price.
We’re not attorneys or real estate agents. This guide comes from our own research and experience buying houses in Wichita. We’re happy to support you through the process, but you should always talk with an attorney about any legal questions in your sale.
Fees when you sell with an agent
- Listing commission. Commissions are fully negotiable and not set by law.
- Buyer’s agent pay. Since the 2024 NAR settlement, offers of buyer-agent pay can’t be made on the MLS. Buyers now sign a written agreement with their own agent, and sellers can still agree to cover some of that pay outside the MLS (NAR). Decide up front whether you’ll offer any.
- Closing costs. Your share of title, settlement, and recording fees, plus any liens and your prorated property taxes.
- Repairs and credits. Buyers often ask for repairs or a credit after their inspection.
- Prep and holding costs. Cleaning, staging, and photos, plus the mortgage, taxes, insurance, and utilities you keep paying until closing.
Ask any agent for a written estimate of your net proceeds, and what’s included in their fee.
Fees when you sell to an investor
It varies by buyer, so ask. Some investors charge fees or have you pay closing costs. Others don’t. With us, you pay no commissions, fees, or closing costs.
The trade-off is price. An investor pays for repairs, holding costs, resale costs, and risk, so a cash offer is usually below full market value.
Side by side
| Cost | Selling with an agent | Selling to Kansas Home Guys |
|---|---|---|
| Listing commission | Yes, negotiable | None |
| Buyer’s agent pay | Only if you agree to it | None |
| Seller closing costs | Your share | None; we pay them |
| Repairs | Often, after inspection | None; we buy as-is |
| Cleaning and staging | Usually | None; leave what you don’t want |
| Holding costs | Until the buyer’s loan closes | Until closing, as little as 7 days once the title is clear |
| Sale price | Usually the highest | Usually below full market value |
Questions to ask any buyer or agent
- What will I walk away with, in writing?
- Who pays the closing costs, and are there any other fees?
- Can the price change after an inspection?
- Are you buying it yourself, or assigning the contract to someone else?
- Will we close through a title company?
For a full cost breakdown, see 5 costs to expect with a traditional sale and the pros and cons of hiring an agent. To compare timelines too, see how to sell your house fast in Wichita.
How our offer works
We buy houses as-is in Wichita and nearby towns. We make an offer as soon as we’ve seen the house, often within 24 hours, and nothing comes off that price for commissions, fees, or closing costs. Your mortgage, any liens, and your share of prorated property taxes are still paid from the proceeds at closing. You choose the closing date, which can be as little as 7 days once the title is clear, and we always close through a local title company. Our $1,000 Purchase Guarantee applies if we agree to buy and then back out (restrictions apply, and it doesn’t apply to assigned contracts).
FAQ
Is the real estate commission still 6%?
There’s no standard rate. Commissions have always been negotiable, and since the 2024 NAR settlement, buyer-agent pay is negotiated separately.
Do investors charge fees?
Some do. Ask for every fee in writing. We don’t charge any.
Who pays closing costs in a cash sale?
It depends on the buyer. With us, we pay them.
Talk with us
Call us at 316-854-1050 or get a no-obligation cash offer to compare with an agent’s estimate.