Will you be listing my house on the MLS or actually buying it?

Great question. We’re not agents, and we don’t list houses. We are professional home buyers: We buy houses in Wichita and the surrounding areas in Kansas that meet our purchasing criteria. From there we may repair the house and resell it to another home owner or keep it as a rental ourselves.

Do you pay fair prices for properties?

Many of the houses we purchase are below market value (we do this so we can resell it at a profit to another homeowner). We are looking to get a fair discount on a property. However, in our experience, many sellers aren’t necessarily expecting a large “windfall” on the property but rather appreciate that we can offer cash, we close very quickly (no waiting for financing), and no time or effort or expense is required on your part of fix up the property or pay agent fees. If that’s what you’re looking for and you see the value in getting your house sold fast… let’s see if we can come to a fair win-win price. (Besides, our no-obligation pricing commitment means that you do not have to move forward with the offer we give… but it’s good to know what we’re offering!)

How do you determine the price to offer on my house?

Great question, and we’re an open book: Our process is very straightforward. We look at the location of the property, what repairs are needed, the current condition of the property, and the values of comparable houses sold in the area recently. As you know, house values have taken a huge hit in the last 5 years and most areas still haven’t seen prices come back up. We take many pieces of information into consideration… and come up with a fair price that works for us and works for you too.

Are there any fees or commissions to work with you?

This is what makes us stand out from the traditional method of selling your house: There are NO fees or commissions when you sell your house us. We’ll make you an offer, and if it’s a fit then we’ll buy your house (and we’ll often pay for the closing costs too!). No hassle. No fees. We make our money after we pay for repairs on the house (if any) and sell it for a profit (we’re taking all of the risks here on whether we can sell it for a profit or not, once we buy the house from you… the responsibility is ours and you walk away without the burden of the property and its payments… and often with cash in your hand).

How are you different from a real estate agent?

Real estate agents or realtors list properties and hope that someone will buy them. The agent shows the properties to prospective buyers if there are any (the average time to sell a property in many markets right now is 6-12 months) and then take a percentage of the sale price if they find a buyer. Oftentimes, the agent’s commission is 3-6% of the sale price of your house (so if it’s a $100,000 house, you’ll pay between $3,000 – $6,000 in commissions to an agent). Agents provide a great service for those that can wait 6-12 months to sell and who don’t mind giving up some of that sale price to pay for the commissions. But that’s where we’re different: We’re not agents, we’re home buyers. Our company actually buys houses. We don’t list houses. Since we’re actually the one buying the house from you, and we pay with all cash… we can make a decision to buy your house within a couple days (sometimes the same day). Again, we make our living by taking the risk to buy the house with our own cash, repair the house, and market it ourselves to find a buyer (which is the hard part in this market).

Is there any obligation when I submit my info?

There is absolutely zero obligation for you. Once you tell us a bit about your property, we’ll take a look at things, maybe set up a call with you to find out a bit more, and make you an all-cash offer that’s fair for you and fair for us. From there, it’s 100% your decision on whether or not you’d like to sell your house to us… and we won’t hassle you, won’t harass you… it’s 100% your decision and we’ll let you decide what’s right for you.

Behind on Mortgage Payments? Sell the House Fast for Cash

Selling your house when late with mortgage payments in Wichita – avoiding home foreclosure

If you’re behind on your mortgage payments and don’t see your situation improving, you may be thinking about how you can sell your house fast to avoid problems associated with late mortgage payments. Once you assess how far behind your mortgage is before foreclosure, you could be thinking; “Can I sell my house fast?” The short answer is, yes! you can sell your house if you’re late on mortgage payments.

Falling behind on paying your mortgage can throw you into a debt trap, forcing you to run a catch-up game to pay up the past-due balance. The process is often overwhelming, and if you don’t move quickly you may end up losing your house to foreclosure.

How far behind on mortgage before foreclosure

In many cases, the foreclosure process begins immediately after you fall behind on your mortgage payments. You miss just one payment, and you may soon receive a foreclosure notice in the mail. It must also be noted that once you’re more than 120 days late, your lender can reclaim your home and sell it to recoup their money. In this case, your lender can legally force you to vacate the premise.

More painfully, a foreclosure will go on your credit report. Based on the trend, foreclosure can drop your credit score by as much as 300 points, or possibly more. The consequences can be dire with the possibility of preventing you from being able to qualify for another mortgage for many years, limiting your ability to obtain a credit card, auto loan, etc. Therefore, you must move quickly to avoid going through a foreclosure experience if you’re late with your mortgage payment.

Sell my house fast

There are options for you if you are behind on your mortgage before foreclosure, such as listing your house on the market, negotiating with your lender to restructure your payments, or just letting your house go to foreclosure. But these options have a lot of limitations or are simply more costly. You have probably exhausted some such as payments restructuring. Time is also of the essence, and listing your house on the market may not work out for you as your lender may not give you much time as you wait for potential buyers.

The better option would be to sell your house for cash to a local real estate investor. Kansas Home Guys are a home-buying company in Wichita Kansas. We buy homes for cash for many different reasons, including houses for homeowners running late on mortgage payments. We assess your property, make a cash offer, and pay you in cash in a matter of days. No need to repair or renovate your property, we buy it ‘as-is’.

How to Sell Your House Fast if You’re Behind on Mortgage Payment

Here is a simple step to selling your house fast with us when you’re late with your mortgage payment and running the risk of foreclosure:

Step 1: Contact us and submit basic info about your house

Call and brief us today about your property. Our team will arrange a quick view of your house.

Step 2: Receive a great cash offer from us

After the assessment, we will give you a fair, no-obligation cash offer for your house as-is. No delays, no hustles.

Step 3: Get paid in days

If you accept our offer, we then proceed and facilitate the closing in days. No fees. No commissions. We pay all closing costs and put cash in your hands in a matter of days.

Ready to sell your house running late on mortgage payment KS? Kansas Home Guys are here to buy the house as-is for cash, fast!

GET YOUR FREE CASH OFFER TODAY!

Fill out the form or give us a call at:
316-854-1050

In the process of a nasty divorce and there was no way I was going to be able to sell the house, as it was. With no extra money or time to fix it up, I was looking at the only option I could see, which was foreclosure. I Called Kansas Home Guys after seeing an add and Don came out. He offered to purchase the house for what I owed on it. Everyone was great to work with and they made the whole process painless. I can't say enough to show how much I appreciated all their efforts and help.

More Reasons to Sell

Behind on Mortgage Payments? Sell the House Fast for Cash

Selling your house when late with mortgage payments in Wichita – avoiding home foreclosure

How far behind on mortgage before foreclosure

Sell my house fast

How to Sell Your House Fast if You’re Behind on Mortgage Payment

Are you trying to sell a house that is behind on mortgage payments?